In the US healthcare system, sometimes you’ll end up seeing a doctor that isn’t in your insurance network. You have no way of knowing this until after you’ve seen the doctor, usually in an emergency or because they’re a specialist. Then because they’re not covered by your insurance, you get a surprise massive bill.
The insurance is Netflix’s subscription, the specialist is the unsigned actor, and the bill is the bill.
…it’s not. Hence the imagine part. With US medical insurance you pay a monthly fee, then you pay more for a hospital visit, and then if a doctor’s out of network there’s more fees.
Insurance in general is a subscription for a range of protections against certain events if they happen. That itself isn’t the problem. It’s the many companies setting different subscription prices and rules, and then having or finding loopholes in the rules to say “oops, sorry, can’t help you there”. For health It’s also where some of them have deals with companies to give benefits for the company to use as a retention tool for employees.
Now we (talking US) could take the parts of both for health insurance and widen the pool of people to everyone, while also having regulation over a single type of insurance that would be able to cover the worse situations because it can spread the cost over the larger pool. This would also have a subscription, but one that would be lower for everyone and even waived for those at the lowest income.
However such a single payer insurance threatens the industry of health insurance as well as pharma, and guess who has lots of lobbyists in Congress to protect their interest.
Replace “netflix” with “health care” and re-read the post. Th point is it’s stupid to pay for something 3 times over but thats how (American) health care is.
I dont get it. In what way netfix related to health insurance?
Netflix is becoming an HMO.
Sounds crazy, but hey I wouldn’t have believed my online bookstore would be delivering my psych meds 20 years ago either.
In the US healthcare system, sometimes you’ll end up seeing a doctor that isn’t in your insurance network. You have no way of knowing this until after you’ve seen the doctor, usually in an emergency or because they’re a specialist. Then because they’re not covered by your insurance, you get a surprise massive bill.
The insurance is Netflix’s subscription, the specialist is the unsigned actor, and the bill is the bill.
…it’s not. Hence the imagine part. With US medical insurance you pay a monthly fee, then you pay more for a hospital visit, and then if a doctor’s out of network there’s more fees.
It’s not, it’s an analogy.
The OP basically is saying: Monthly health insurance premiums == monthly subscription fees.
Insurance in general is a subscription for a range of protections against certain events if they happen. That itself isn’t the problem. It’s the many companies setting different subscription prices and rules, and then having or finding loopholes in the rules to say “oops, sorry, can’t help you there”. For health It’s also where some of them have deals with companies to give benefits for the company to use as a retention tool for employees.
Now we (talking US) could take the parts of both for health insurance and widen the pool of people to everyone, while also having regulation over a single type of insurance that would be able to cover the worse situations because it can spread the cost over the larger pool. This would also have a subscription, but one that would be lower for everyone and even waived for those at the lowest income.
However such a single payer insurance threatens the industry of health insurance as well as pharma, and guess who has lots of lobbyists in Congress to protect their interest.
Replace “netflix” with “health care” and re-read the post. Th point is it’s stupid to pay for something 3 times over but thats how (American) health care is.
Didn’t get read many stories as a child, did you?