Bunch of rentals in Seattle are requiring credit of 750+. I thought my 740 credit wasn’t half bad for only being in the credit game for like 6 months but it still can’t get me shit here
A minimum 750 credit score is crazy. I haven’t ever missed a payment on any line of credit in my life and mine is 751. The maximum is 850 for god’s sake!
At a certain point it’s just excluding younger applicants, because their credit history is just too short to hit that requirement regardless of the other factors
I just had to check… I’ve been paying bills and shit on time for 15+ years and I am barely at 748. I even have like 60k USD in available credit. How the fuck do they have a minimum of 750 like wtf.
On another note, something also crazy is that I noticed that when I bought my first home my credit dropped 100 points. The banks actually lowered my credit score on buying a house…
Age of accounts and utilization are huge factors, so if you’ve opened and closed a lot of accounts, and if you’re over 10% utilization then your score will come down. Leave accounts open even if you don’t use them. The age will help.
Bunch of rentals in Seattle are requiring credit of 750+. I thought my 740 credit wasn’t half bad for only being in the credit game for like 6 months but it still can’t get me shit here
A minimum 750 credit score is crazy. I haven’t ever missed a payment on any line of credit in my life and mine is 751. The maximum is 850 for god’s sake!
At a certain point it’s just excluding younger applicants, because their credit history is just too short to hit that requirement regardless of the other factors
Errrr, I was low 700 and was approved for the lowest rate in Bellevue. Maybe you should try a different bank.
I just had to check… I’ve been paying bills and shit on time for 15+ years and I am barely at 748. I even have like 60k USD in available credit. How the fuck do they have a minimum of 750 like wtf.
On another note, something also crazy is that I noticed that when I bought my first home my credit dropped 100 points. The banks actually lowered my credit score on buying a house…
Age of accounts and utilization are huge factors, so if you’ve opened and closed a lot of accounts, and if you’re over 10% utilization then your score will come down. Leave accounts open even if you don’t use them. The age will help.
740 is great, don’t let those fuckers get you down.