• CharlesDarwin@lemmy.world
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    19 hours ago

    Yeah, I was thinking about fluctuating interest rates alone. If we are assuming 4% return on 4M and that’s where 160K/year comes from…that’s essentially a fixed income, risking all kinds of problems in the future, including very low interest rates and doesn’t even begin to get into problems like inflation spiking again or unexpected healthcare bills…