Credit scores are a number used by financial institutions to judge how much money they can take from your pockets. I don’t have a cent of debt, and my credit score is 630.
It’s crazy to me. I just focus on my personal debts and pay off timelines and ignore my credit score these days.
Banks were willing to give me mortgages a couple of months ago that I in no way could afford based off my score (it’s actually good). None of this is grounded in reality; prior to 2020 those same fucks wouldn’t even pick up the phone for me.
Not the arbitrary made up numbers that some how go down every time I pay off a car loan!!!
Credit scores are a number used by financial institutions to judge how much money they can take from your pockets. I don’t have a cent of debt, and my credit score is 630.
I remember paying off my car loan years ago and it dropping. I’m like… wait a minute!
It’s crazy to me. I just focus on my personal debts and pay off timelines and ignore my credit score these days.
Banks were willing to give me mortgages a couple of months ago that I in no way could afford based off my score (it’s actually good). None of this is grounded in reality; prior to 2020 those same fucks wouldn’t even pick up the phone for me.