Oh phew, I thought this was Linux Mint
I thought it was mint mobile
I thought the same, mint mobile. I was like wtf does credit karma have to do with phone service.
I thought it was Big Mint. Global supply shortages have wreaked havoc on mojito availability!
I thought this was the family of plants called Lamiaceae
Also thought linux mint
I thought it was the US Mint, and we’d have no more coins.
That would’ve been tragic.
Same here, got nervous
I had a similar thought, considering I just started my YouTube channel around Linux Mint content 😅🥲
I think “Credit Karma” is the name of the next version of Ubuntu.
Kredit Karma for the usual alliteration
I thought it was the U.S. Mint.
I used to use Mint before they got acquired, I stopped in 2012ish for security concerns because back then the way you connected was just giving them your password.
Also it broke all the time and my student loans got stuck while my checking accounts didn’t so it ruined my net worth chart which was like 80% of why I liked it.
But, shame it’s shutting down even if I didn’t like it I’m sure it was useful to others.
Mint very quickly gave me the feeling of original devs cashing out just in time before the new owners found out its intervals were toothpicks intricately held together
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Oh good, I thought this was about the Linux distro.
Similarly, I thought this was Mint Mobile – i just paid for a three month contract to use on my work phone
This is not the mobile thing as well? Way too much stuff called mint…
I thought “Oh no! Did Canonical get jealous and do something nefarious?”
Thank god, I thought this was about the herb.
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It is insane how well it grows and spreads.
Pretty much just gone back to a spreadsheet.
insights about spending up and down per category and automatic categorization was pretty nice.
Budget targets were nice.
I’ve been meaning to look around for something self hosted or FOSS.
I just set this up myself a few days ago, though because it doesn’t sync for non-EU banks, I haven’t gone further yet.
It’s awesome. I recommend not linking bank accounts anyways and doing all transactions manually. Helps with keeping track with your budget better, imo.
Problem is when you procrastinate because manually importing transactions and correcting them is just annoying enough to make it a hassle. Then the transaction batch gets too large and you can’t remember details anymore so you give up and don’t track your budget at all.
That’s been my experience in the past at least.
I use a spreadsheet. I have a macro for categorisation but you could probably do it with vlookup instead.
I like using a spread sheet because I’m not locked in to anything, and neither is my data.
If you like using spreadsheets you should check out Tiller.
I tried it and saw its promise, but I don’t love spreadsheets.
I have my spread sheet set up just how I want it, based on what I am looking for in a money management tool. I’ve come to accept that no other tool will do what I want as well as the thing I set up myself.
To those who have already switched (whether to Credit Karma or another service): What are you using and why do you like it?
I’ve used [email protected] for a while and love it. It’s helped me get out and stay out of debt for 8 years now.
I switched before this because I wanted to keep an eye on my credit score. Credit Karma gives me both scores and with more detail than I was getting from Mint.
Does credit karma still at least post transactions? Can’t check myself until I get home from work.
Been wanting to switch to a local-only solution for ages, guess they’re forcing me to hurry up :D
I made the move years ago and haven’t regretted it at all. I just hate that most of the solutions are subscription crap (looking at you YNAB) though the one I use is a pay once service unless you pay for the bank connection.
I just heard about Cashew which I think ima try and switch to. What are you on?
I got YNAB 4 in a Steam sale before it was delisted and I don’t understand what the subscription version could possibly add to make it worth the cost. Having it connect to your accounts is more convenient than downloading OFX files, but that’s not worth $99/year.
Such a thing exists? I haven’t been able to find something that will connect to my accounts and pull data automatically.
Ah nothing that pulls the data automatically but, I stopped sharing my bank passwords with them anyway cause it felt kinda sketch haha
I feel that same, I stopped using mint for that reason but I haven’t found a self hosted replacement yet.
The “Sunset” edition of Microsoft Money is still available for free, although not directly from Microsoft anymore. It’s old but it can handle regular accounts and investment accounts; no online functionality, but it supports importing OFX files, and QFX files if you change the file extension.
Oh thank goodness, I thought this was about junior mints.
I liked using mint for budgeting for years. It felt good to have a sold hold of expenses vs expenditures. But then one day the syncing between my primary credit card and mint stopped working. That was the day mint died for me, I use my primary credit card for everything and pay it off every month to build credit. When mint suddenly wasn’t allowed to connect to my credit card to get transactions it became useless.
I tried another budgeting service, but it did budgeting completely different approach wise and I just didn’t like it. Oh well such is life I guess, everything I love goes away.
Praise the Nine I thought this was about US Mint.
I thought this affected Doublemint gum.
Damn I still use this. Now what should I use for budgeting?
If someone is looking for a local hosted budgeting alternative, consider using Actual Budget. It’s an open source app that’s similar to YNAB
https://github.com/actualbudget/actual
Edit:
Also this is an interesting read from the original developer of Actual. Basically, it started as a closed source web app funded by a subscription model. When the business failed, he decided to open source it
Thank you for posting this. Stupid question, how do I download just to put it on my laptop? I don’t download from github a lot and I’m a little lost pulling down the exe.
I don’t think it’s offered as as an exe as it’s server-client model where you access it through a web-browser. If you want to just run it on your laptop, it can be both your server and client. The installation instructions are here, and there are also instructions for Docker on the left-side menu.
This is the best summary I could come up with:
Intuit first acquired Mint in 2009, an app that has offered a free way for users to track their budgets, manage expenses, negotiate bills, and keep tabs on subscriptions.
On a support page on Credit Karma’s website, Intuit says “the new experience in Credit Karma does not offer the ability to set monthly and category budgets,” adding that the app instead “offers a simplified way for you to build awareness of your spending, and track your savings.” Intuit says it still plans on adding ways to view transactions, track spending, and aggregate financial accounts.
The Verge reached out to Intuit for more information about the features coming to Credit Karma but didn’t immediately hear back.
Earlier this year, Credit Karma added one of Mint’s key features: the ability for users to track their net worth.
Users can also download and delete their Mint data if they don’t want to move to Credit Karma.
This change seems to have been in the works for quite some time now, as Mint users across Reddit have seen prompts to migrate to Credit Karma over the past few weeks.
The original article contains 377 words, the summary contains 185 words. Saved 51%. I’m a bot and I’m open source!
Lol comments are hilarious. Everyone thinking of a different Mint
Good. Mint sucks. Fuck Intuit.
Use Lunch Money or YNAB.
