• OldWoodFrame@lemm.ee
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    2 years ago

    I used to use Mint before they got acquired, I stopped in 2012ish for security concerns because back then the way you connected was just giving them your password.

    Also it broke all the time and my student loans got stuck while my checking accounts didn’t so it ruined my net worth chart which was like 80% of why I liked it.

    But, shame it’s shutting down even if I didn’t like it I’m sure it was useful to others.

  • Pxtl@lemmy.ca
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    2 years ago

    Oh good, I thought this was about the Linux distro.

  • linearchaos@lemmy.world
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    2 years ago

    Pretty much just gone back to a spreadsheet.

    insights about spending up and down per category and automatic categorization was pretty nice.

    Budget targets were nice.

    I’ve been meaning to look around for something self hosted or FOSS.

      • ioslife@lemmy.sdf.org
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        2 years ago

        It’s awesome. I recommend not linking bank accounts anyways and doing all transactions manually. Helps with keeping track with your budget better, imo.

        • Goronmon@kbin.social
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          2 years ago

          Problem is when you procrastinate because manually importing transactions and correcting them is just annoying enough to make it a hassle. Then the transaction batch gets too large and you can’t remember details anymore so you give up and don’t track your budget at all.

          That’s been my experience in the past at least.

    • Dave@lemmy.nz
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      2 years ago

      I use a spreadsheet. I have a macro for categorisation but you could probably do it with vlookup instead.

      I like using a spread sheet because I’m not locked in to anything, and neither is my data.

        • Dave@lemmy.nz
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          2 years ago

          I have my spread sheet set up just how I want it, based on what I am looking for in a money management tool. I’ve come to accept that no other tool will do what I want as well as the thing I set up myself.

  • MrTHXcertified@lemmy.sdf.org
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    2 years ago

    To those who have already switched (whether to Credit Karma or another service): What are you using and why do you like it?

  • N-E-N@lemmy.ca
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    2 years ago

    Been wanting to switch to a local-only solution for ages, guess they’re forcing me to hurry up :D

    • stealth_cookies@lemmy.ca
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      2 years ago

      I made the move years ago and haven’t regretted it at all. I just hate that most of the solutions are subscription crap (looking at you YNAB) though the one I use is a pay once service unless you pay for the bank connection.

      • N-E-N@lemmy.ca
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        2 years ago

        I just heard about Cashew which I think ima try and switch to. What are you on?

      • ryper@lemmy.ca
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        2 years ago

        I got YNAB 4 in a Steam sale before it was delisted and I don’t understand what the subscription version could possibly add to make it worth the cost. Having it connect to your accounts is more convenient than downloading OFX files, but that’s not worth $99/year.

    • completion@lemmy.one
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      2 years ago

      Such a thing exists? I haven’t been able to find something that will connect to my accounts and pull data automatically.

      • N-E-N@lemmy.ca
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        2 years ago

        Ah nothing that pulls the data automatically but, I stopped sharing my bank passwords with them anyway cause it felt kinda sketch haha

        • completion@lemmy.one
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          2 years ago

          I feel that same, I stopped using mint for that reason but I haven’t found a self hosted replacement yet.

    • ryper@lemmy.ca
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      2 years ago

      The “Sunset” edition of Microsoft Money is still available for free, although not directly from Microsoft anymore. It’s old but it can handle regular accounts and investment accounts; no online functionality, but it supports importing OFX files, and QFX files if you change the file extension.

  • Geek_King@lemmy.world
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    2 years ago

    I liked using mint for budgeting for years. It felt good to have a sold hold of expenses vs expenditures. But then one day the syncing between my primary credit card and mint stopped working. That was the day mint died for me, I use my primary credit card for everything and pay it off every month to build credit. When mint suddenly wasn’t allowed to connect to my credit card to get transactions it became useless.

    I tried another budgeting service, but it did budgeting completely different approach wise and I just didn’t like it. Oh well such is life I guess, everything I love goes away.

  • ChickenAndRice@sh.itjust.works
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    2 years ago

    If someone is looking for a local hosted budgeting alternative, consider using Actual Budget. It’s an open source app that’s similar to YNAB

    https://github.com/actualbudget/actual

    Edit:

    Also this is an interesting read from the original developer of Actual. Basically, it started as a closed source web app funded by a subscription model. When the business failed, he decided to open source it

    https://actualbudget.com/open-source

    • missveeronica@lemmynsfw.com
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      2 years ago

      Thank you for posting this. Stupid question, how do I download just to put it on my laptop? I don’t download from github a lot and I’m a little lost pulling down the exe.

      • n2burns@lemmy.ca
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        1 year ago

        I don’t think it’s offered as as an exe as it’s server-client model where you access it through a web-browser. If you want to just run it on your laptop, it can be both your server and client. The installation instructions are here, and there are also instructions for Docker on the left-side menu.

  • AutoTL;DR@lemmings.worldB
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    2 years ago

    This is the best summary I could come up with:


    Intuit first acquired Mint in 2009, an app that has offered a free way for users to track their budgets, manage expenses, negotiate bills, and keep tabs on subscriptions.

    On a support page on Credit Karma’s website, Intuit says “the new experience in Credit Karma does not offer the ability to set monthly and category budgets,” adding that the app instead “offers a simplified way for you to build awareness of your spending, and track your savings.” Intuit says it still plans on adding ways to view transactions, track spending, and aggregate financial accounts.

    The Verge reached out to Intuit for more information about the features coming to Credit Karma but didn’t immediately hear back.

    Earlier this year, Credit Karma added one of Mint’s key features: the ability for users to track their net worth.

    Users can also download and delete their Mint data if they don’t want to move to Credit Karma.

    This change seems to have been in the works for quite some time now, as Mint users across Reddit have seen prompts to migrate to Credit Karma over the past few weeks.


    The original article contains 377 words, the summary contains 185 words. Saved 51%. I’m a bot and I’m open source!