The QoL aspect is extremely important though. If I can’t have one $10/mo subscription… what’s the point of being a millionaire in some hypothetical future if I spend my prime years depraved and depressed?
Sure, but at the median income in the US, you don’t need to be depraved or depressed. At least not for monetary reasons. I’m not saying you need have to cut all subscriptions. A lot of people have much more than one reoccurring charges or spending habits that could either be reduced or cut completely with little to no effect on QoL.
The QoL aspect is extremely important though. If I can’t have one $10/mo subscription… what’s the point of being a millionaire in some hypothetical future if I spend my prime years depraved and depressed?
Sure, but at the median income in the US, you don’t need to be depraved or depressed. At least not for monetary reasons. I’m not saying you need have to cut all subscriptions. A lot of people have much more than one reoccurring charges or spending habits that could either be reduced or cut completely with little to no effect on QoL.