The Education Department announced on Friday that it will delay the implementation of wage garnishment and other involuntary collection efforts affecting defaulted student loan borrowers.

The department said the delay affects involuntary collections on federal student loans through wage garnishments and the Treasury Offset Program, which is used to seize some or all of borrowers’ payments from the government, including tax refunds and Social Security benefits.

“The temporary delay will enable the Department to implement major student loan repayment reforms under the Working Families Tax Cuts Act…to give borrowers more options to repay their loans,” the department said in the announcement.