So, I was considering doing a exchange program to Canada. But then, there’s this problem.
I did a search and found out the price of doing a exchange program was 20.000 CAD a year. Which is R$ 77.320 (my country’s money).
But my parents’ money is, like, R$7.000.
Do exchange programs accept paying in installments?


Remember that the $20,000 is for tuition. You are also going to need food, housing and transportation, which, depending on which school you attend, could almost double those expenses.
Installments are available, as is the option to work for the institution and have that money offset some of the costs.
Also note that for 2026, Canada has significantly shrunk the number of open slots for exchange students over previous years; it’s not even a guarantee you’ll get the student visa you’d need to attend.
Also consider COL in the city the university is in. Living in, for example, Halifax, is going to be a lot cheaper than living in Toronto.
Well, sucks. Guess I’m stuck at my country then.