So, I was considering doing a exchange program to Canada. But then, there’s this problem.
I did a search and found out the price of doing a exchange program was 20.000 CAD a year. Which is R$ 77.320 (my country’s money).
But my parents’ money is, like, R$7.000.
Do exchange programs accept paying in installments?


They can be, yes. At least in Ontario.
https://www.iseontario.on.ca/faqs