We had a buffer set aside in a separate account, but it was slowly built up over quite a few years. Now that my wife has been out of work for 5 months, its already gone. Neither of us could have saved anything while we were single, necessary expenses ate up every paycheck. Even if she finds a job soon, we will probably never have an emergency fund again. Higher cost of living has just about put us back to living one paycheck to the next.
We had a buffer set aside in a separate account, but it was slowly built up over quite a few years. Now that my wife has been out of work for 5 months, its already gone. Neither of us could have saved anything while we were single, necessary expenses ate up every paycheck. Even if she finds a job soon, we will probably never have an emergency fund again. Higher cost of living has just about put us back to living one paycheck to the next.