They match 3% on 6% which on its own is not very competitive. However, you get 4% no matter what, so it ends up being 7% on your 6% which is damn good IMO.
I started saving at 28, and I can’t decide how I feel about the missed decade. I’m going to be okay when I retire, so I don’t really regret all the fun I had. I also acknowledge could probably retire 5 years sooner but youth is wasted on the young.
They match 3% on 6% which on its own is not very competitive. However, you get 4% no matter what, so it ends up being 7% on your 6% which is damn good IMO.
I started saving at 28, and I can’t decide how I feel about the missed decade. I’m going to be okay when I retire, so I don’t really regret all the fun I had. I also acknowledge could probably retire 5 years sooner but youth is wasted on the young.