If it’s any consolation it took me until I hit 33 for me to have any savings at all.

Anything I put into the account I used for savings went out the same month so I didn’t go into an overdraft.

Funny enough the only thing that changed is I passed my qualifications and got my first “real” job… Though I may have also spent the past 8 or 9 years isolated in a way that regular people only got to see during the 'rona times