Per the PPACA, health insurance is mandatory. This just isn’t particular to cyclists because cycling isn’t materially more dangerous than any other non-vehicular mode of transportation.
Mandatory car insurance for drivers is liability insurance for everyone else. The driver is perfectly free not to insure their own vehicle (or their own injuries caused by their own driving).
The principle of health insurance is still that you are - statically - paying for someone else. It’s liability for an unexpected injury or illness that exceeds ability to pay.
The difference between health and car insurance really boils down to the ability to total a car in a way you can’t total a human being.
No, my point is that auto liability insurance covers the people you hurt while driving. It does not cover yourself or your own car, and it’s perfectly legal not to insure your own car against your own negligence, even when it’s required to insure everyone else’s property against your own negligence.
The thing being insured is different, so an auto liability insurance mandate is fundamentally different from a health insurance mandate for oneself.
Per the PPACA, health insurance is mandatory. This just isn’t particular to cyclists because cycling isn’t materially more dangerous than any other non-vehicular mode of transportation.
That’s insurance for oneself.
Mandatory car insurance for drivers is liability insurance for everyone else. The driver is perfectly free not to insure their own vehicle (or their own injuries caused by their own driving).
The principle of health insurance is still that you are - statically - paying for someone else. It’s liability for an unexpected injury or illness that exceeds ability to pay.
The difference between health and car insurance really boils down to the ability to total a car in a way you can’t total a human being.
No, my point is that auto liability insurance covers the people you hurt while driving. It does not cover yourself or your own car, and it’s perfectly legal not to insure your own car against your own negligence, even when it’s required to insure everyone else’s property against your own negligence.
The thing being insured is different, so an auto liability insurance mandate is fundamentally different from a health insurance mandate for oneself.