The mother of an Arizona man who died after being unable to find mental health treatment is suing his health insurer, saying it broke the law by publishing false information that misled its customers.
Ravi Coutinho, a 36-year-old entrepreneur, bought insurance from Ambetter, the most popular plan on HealthCare.gov, because it seemed to offer plenty of mental health and addiction treatment options near his home in Phoenix. But after struggling for months in early 2023 to find in-network care covered by his plan, he wasn’t able to find a therapist. In May 2023, after 21 calls with the insurer without getting the treatment he sought, he was found dead in his apartment. His death was ruled an accident, likely due to complications from excessive drinking.
Coutinho was the subject of a September 2024 investigation by ProPublica that showed how he was trapped in what’s commonly known as a “ghost network.” Many of the mental health providers that Ambetter listed as accepting its insurance were not actually able to see him. ProPublica’s investigation also revealed how customer service representatives and care managers repeatedly failed to connect Coutinho to the care he needed after he and his mother asked for help. The story was part of a yearlong series, “America’s Mental Barrier,” that investigated the ways insurers employed practices that interfered with their customers’ ability to access mental health care.
Look, either Grandma is contributing waaaaayyyyyyy too much to her 401k, or Grandma’s portfolio is tied up in a bunch of small shitty companies or it’s all in one slightly less small shitty company. Whatever it is, if Grandma’s monthly contributions are enough to have a controlling vote in a company, she needs a new financial advisor.
haha true. but when I send money to hamas, I’m “supporting terrorists.”
but grandma allows her money to be sent to a corp that chooses to kill people and … she’s just little ole grandma?
pfft. :p
Why are you sending your money to Hamas? That’s a bad retirement plan, too. You’re supposed to stuff all your money into your mattress.
That’s why you spend the first 20 years of your career buying various mattresses, so that you’ll have enough storage for when you retire as a billionaire. And when the government wants you to pay for taxes, you just send them a mattress.
haha i am of course not sending money to hamas lol. it’s just to prove a point in the thread.
At this point, I’m being redundant, but:
To “send money to hamas” you need to actively do so. To “alllow her money to be sent to a corp that chooses to kill people” - that’s literally retirement in the US?
I’m literally not saying it’s a good thing but - not understanding the difference between these two is an impressive level of cognitive dissonance.
of course I understand the difference - you don’t seem to understand how proportional response would work when grandma is told her 401k is fined because she funded a murderous corporation. her fund manager gets a few days time. the corporation c suite gets months and the board gets decades.