• ironhydroxide@partizle.com
    101·
    1 year ago

    Affect, sure. In the same way that one can affect having rich parents who support you, thus making it easy to be rich yourself.

    Being poor is fucking expensive, and the credit score system is a big part of that.

    • buddascrayon@lemmy.world
      63·
      1 year ago

      The credit score system is the yoke upon which the millennial/zennial generation has been shackled while Gen X and Boomers ride the wagon of home ownership and comfortable living due to not having to deal with that bullshit in the 70’s, 80’s, and 90’s.

      • Duranie@lemmy.filmEnglish
        4·
        1 year ago

        I was born in 1971. I can’t speak for all of Gen X, but my experience growing up in the 80s is that I was presented with “everything’s fine, you just need to get a job and it’ll all work out.” So that’s what I did, and got nowhere fast. Married too early to the wrong person because pooling our resources seemed to be the only way out, then still struggled to get anywhere. Everything pointed to “I guess we’re just not trying hard enough.” Follow this with depression, divorce, working multiple jobs at a time to keep a roof over my head…

        I think plenty of Gen X were just on the the earlier edge of the wave that became what it is today.

    • SaakoPaahtaa@lemmy.world
      320·
      1 year ago

      Idk if that’s a passive or active you, but anyway that level of effect sounds quite large, maybe folk should find ways to make their credit rating better.

      But I restate I have no clues as to the inner workings of this “credit rate” and if it’s indeed impossible or otherwise unrealistic to effect, I’m willing to grab an implied L on that one.