You might be right but I dunno. Did the Experian leak a few years ago cause a spike in identity fraud? I think like 200 million people’s SSN and other PII was leaked at that time. I almost felt like it (kind of) didn’t matter because if everyone’s info is out there, why would any specific individual be more of a target than others?
Yes, the Experian leak spiked fraud. It’s just that a lot of people got automatically enrolled in monitoring, so it gets caught a little more easily. I’ve had a greater number of fraudulent charges on my card in the years since the Experian hack than in the years prior, but luckily I keep my credit score locked and inquiries for things like loans get bounced, so I don’t know if anyone’s tried to steal my identity.
Interesting. I had some weirdo states away filing claims on my health insurance. (Btw insurance company aggressively didn’t care and treated me like I was weird for reporting it, then ultimately said they’d never address it and it was on me to call the provider to dispute it, as if I should care more about their money getting stolen than they do) Never quite figured out how or why that happened, I guess it somehow could be due to the Experian leak.
As far as fraudulent charges, I’ve always had those. Probably once every year or two at minimum a random charge I had nothing to do with shows up. I don’t think it’s increased.
You might be right but I dunno. Did the Experian leak a few years ago cause a spike in identity fraud? I think like 200 million people’s SSN and other PII was leaked at that time. I almost felt like it (kind of) didn’t matter because if everyone’s info is out there, why would any specific individual be more of a target than others?
Yes, the Experian leak spiked fraud. It’s just that a lot of people got automatically enrolled in monitoring, so it gets caught a little more easily. I’ve had a greater number of fraudulent charges on my card in the years since the Experian hack than in the years prior, but luckily I keep my credit score locked and inquiries for things like loans get bounced, so I don’t know if anyone’s tried to steal my identity.
Interesting. I had some weirdo states away filing claims on my health insurance. (Btw insurance company aggressively didn’t care and treated me like I was weird for reporting it, then ultimately said they’d never address it and it was on me to call the provider to dispute it, as if I should care more about their money getting stolen than they do) Never quite figured out how or why that happened, I guess it somehow could be due to the Experian leak.
As far as fraudulent charges, I’ve always had those. Probably once every year or two at minimum a random charge I had nothing to do with shows up. I don’t think it’s increased.