• remon@ani.social
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      6 days ago

      Haha, good one.

      I’m pretty sure you’re just confusing “SEPA Instant Credit Transfer” with “Standard SEPA transfer”.

      […] the maximum payment period for crediting transfers is one business day following the date […]

      https://www.bancosantander.es/en/sepa

      Yes, Instant Credit Transfer is instant, but haven’t seen a single vendor that accepted it, yet.

      • SharkWeek@lemmy.blahaj.zone
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        6 days ago

        Nah, for bank transfer you have to have the full bank account number and account holder name, SEPA for us is done under a system called Bizum but is limited to 500€. The bank transfers are up to 50K or so (more than that and it does take longer for a fraud check) and are absolute

        • remon@ani.social
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          6 days ago

          Right … another 3rd party local payment provider. Yeah, we have TWINT as well, works well inside Switzerland but useless internationally. So the CC still reigns supreme.