my family has worked in or adjacent to the legal field forever. reaching a settlement in a month is considered a miracle of a success. a year is normal. when do you need the relief? immediately. very few people have financial reserves or social networks they can rely on that will let them take the kind of hits that let you wait for legal relief. sure, you get a few thousand or million or whatever, but you were down at least that much in real damages or injuries or suffering or &c. for years or decades, since how long their insurance company wants to appeal depends on how much you were awarded. yaaaay.