That sounds better than Japan and South Korea, but 680€/month for daycare is nuts! Wtf? That’s a very important thing to subsidise. The rest sounds very similar to Germany (again, friends there too), which doesn’t have a high birth rate either, so IMO it’s obviously not enough.

I’m not going to have children for, among others, monetary reasons as well. There’s no way I would work 8 hours, travel 2 hours a day just to work and how much more for the child as it grows, also try to find time for my hobbies, and additionally worry about keeping my head above water in an apartment I don’t own and right now 40-50% of my income goes to. If I had a partner, they’d have to get a job too to cover the bills.
We’d both just be surviving and the question is how would we even provide a good environment for the child to thrive if we’re struggling.

It wouldn’t surprise me if more childless people had similar thoughts on the matter. The government would have to make the experience of having children much more carefree so that parents can spend time with their children without worrying about money.