Google is the one reassuring them that this way their banking app won’t be tampered with by anyone. It’s how they convinced them to trust the Google/Apple in the first place. That’s why they moved away from physical tokens and the like, because the trusted agent is now Google. I’d rather go back to tokens and a webpage I could use from the phone, TBH, but that’s almost a non starter these days.
Google is the one reassuring them that this way their banking app won’t be tampered with by anyone. It’s how they convinced them to trust the Google/Apple in the first place. That’s why they moved away from physical tokens and the like, because the trusted agent is now Google. I’d rather go back to tokens and a webpage I could use from the phone, TBH, but that’s almost a non starter these days.