Friday morning via Facebook thanks to my wife and the communities on there that are set up to find stolen cars we found my vehicle.
It was 240kms away crashed on the side of the road.
Unfortunately all of my tools were stolen they opened the boxes and removed tools draws and all.
They stole all of my consumables too.
Insurance is still assessing the car and my business insurance said the missing tools are car insurance problem because it’s parked in a residential premises and are my personal property.
Car insurance will cover 1500 dollars or tools. Unfortunately I had around 50k of tools etc in my ute.
This weekend I spent 10k on tools and am obviously still far behind.
I have hired a ute and bought tools so I’m back to work now since I have no other options really, I need an income to support my wife while she has no job since she’s on maternity leave.
I’m really only writing this to put some thoughts out, I think I’m having a rough time but it’s just life. One for before the other and keep going you know.
I’m going to put up some photos of the car and perpetrator in the comments just so they’re out there too.
I don’t know what recourse you have, or if it would help at all, but I would definitely be pushing back on the business insurance. Storing your work tools in your work vehicle, and parking your work vehicle on your residential property isn’t some sort of weird exception that should fall under special rules.
Agreed. Sometimes they’ll pull this crap hoping you won’t push back. If you do, they’ll fold and do the right thing. I’d start with telling them you’re going to get an attorney. If that doesn’t work, you may need to actually get one and go from there.
It was my impression that once you tell a business you are getting an attorney that cease contact with you and wait for your attorney.
Of course my my memory sucks so I could be wrong.