I have never liked PayPal and I am still forced to use them. Did you knew the longest password you can use us 20 characters?

(I’m located within the European Union) Anyhow, I want something more private, but still quite convenient to use and have something in between my bank details and the site I’m shopping on. Years some companies make virtual temporary cards.

I remember I tried getting privacy.com back in the day but couldn’t as it was for Americans and Canadians at the time.

Suggestions? :P

  • Matt@lemmy.ml
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    49 minutes ago

    Every neobank (and some traditional banks) allow you to generate proxy cards. Revolut (even though its global HQ isn’t in the EU) allows you to do that. Same with N26 (German neobank).

  • shortwavesurfer@lemmy.zip
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    15 hours ago

    Monero is the absolute best privacy you’re going to get for online payments, although it’s not accepted in a lot of places.

    • wolfiedafloof@lemmy.worldOP
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      14 hours ago

      I knew about this. I simply wanted something that already is accepted in most places, but also isn’t PayPal but can still create virtual cards for payment. Even if they were to be leaked, no harm done because they’re virtual and probably only had the exact amount of money it needed to complete a purchase (once). So it has 0 at the time of a leak or is probably removed.

      • porous_grey_matter@lemmy.ml
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        11 hours ago

        Many online banks and money services can do this. I have an account with one whose main purpose is transferring money to my home country to pay my student loans and for money while traveling, but they also offer these digital visa cards. Wouldn’t consider it “private” in any serious way but it’s probably less bad than paypal.

  • bridgeenjoyer@sh.itjust.works
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    21 hours ago

    Its not better but you could just use your credit card every time instead. PayPal is easier but your card has likely has better theft insurance than PayPal.

    I dont enjoy that evil Peter T and fElon founded PayPal. I should really stop using it.

  • unknowing8343@discuss.tchncs.de
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    1 day ago

    Unless the digital Euro or GNU Taler really become the norm… You are totally stuck with multibillion corps controlling every single digital cent of yours.

  • RheumatoidArthritis@mander.xyz
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    23 hours ago

    I think revolut does what you described but I can’t recommend them, I helped someone regain access to their Revolut account and it was an absolute nightmare, with no live reps to contact, spanning multiple months, and his face was photographed at all possible angles many times in the process.

  • artyom@piefed.social
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    17 hours ago

    Depends on what type of transaction you’re talking about. A lot of sites accept PayPal exclusively. You can use your CC but it’s processed by PayPal. You can use Stripe sometimes, although I’m not sure how much better they are. Use your CC directly if you can. Use crypto. Etc.