First: They might have a mortgage. They might be struggling to pay the mortgage. Mortgage gets paid first. They might have made the calculation that they had to pay the mortgage and rely on charity to avoid starving.
Second: They might have a mortgage that is already in default. They could be approaching foreclosure. Struggling perhaps more than you imagine.
Third. They might rent. They might be facing eviction. They might be barely surviving.
Fourth: They might already be homeless. Lucky I guess. They don’t have to worry about a mortgage or rent anymore.
Those are just the thoughts I could come up with right now.
Also, this is America. A medical emergency can leave you with nothing.
First: They might have a mortgage. They might be struggling to pay the mortgage. Mortgage gets paid first. They might have made the calculation that they had to pay the mortgage and rely on charity to avoid starving.
Second: They might have a mortgage that is already in default. They could be approaching foreclosure. Struggling perhaps more than you imagine.
Third. They might rent. They might be facing eviction. They might be barely surviving.
Fourth: They might already be homeless. Lucky I guess. They don’t have to worry about a mortgage or rent anymore.
Those are just the thoughts I could come up with right now.
Also, this is America. A medical emergency can leave you with nothing.
They may also be living with family, who in turn might be struggling.