I feel similar. 5km to work for me and I ride it every day. Probably twice a week I have a bad encounter with a car. Usually just them not noticing me on a crosswalk (which is why I always pretend I’m invisible). And in my city, we have far above the national average of bike deaths from cars.

But I still enjoy biking, and don’t enjoy driving. And think cars ruin cities. And want change. I guess that’s enough for me to ignore the serious risks.