• BakerBagel@midwest.social
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    1 day ago

    Crypto bubbles haven’t even begun to crash. People are gonna keep “investing” their life savings into it and keep being blown away when the orice craters again in a few years

    • kameecoding@lemmy.world
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      1 day ago

      I am currently setting up my investment portfolio and considering putting like 5-10% into crypto etfs, I literally hate crypto, the only reason I would do it is to bet on people being stupid enough and keeping investing into crypto.

      It would be literally a bet on the HL Mencken quote

      No one in this world, so far as I know […] has ever lost money by underestimating the intelligence of the great masses of the plain people.

        • kameecoding@lemmy.world
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          1 day ago

          If you invest in an S&P500 ETF you are betting on the US economy continuing to grow, if you invest in Euro 6xx etf you are betting on Europe to grow,

          If you invest in a world ETF like VWCE you are betting on the world economy continuing to grow, it’s still fucking gambling it’s just the playing the odds.

          Me investing in a crypto ETF would be me betting that people are stupid enough to keep putting money into it.

    • witty_username@feddit.nl
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      1 day ago

      Pure speculation on my part:
      I wouldn’t be surprised if the crypto and ai bubbles will take each other down. I wonder which order would have the biggest effect; crypto followed by ai or ai followed by crypto

    • survirtual@lemmy.world
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      1 day ago

      This is a delusional take. What are you talking about? Have you looked at Bitcoin lately? It is over $100k…

      Tell me about “craters again” please?

      Cryptocurrencies are about the only tech right now that gives the common people a fighting chance. Never in history has there been a real competitor to bankers and their monopoly on value.

      I hope more people invest their life savings. If they can hold for 5 years, they will be wealthy.

      • owl_herd@lemmy.blahaj.zoneOP
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        1 day ago

        we all know how banks control value and monopolize money. no such thing as regulation, accountability or anything (even if less than ideal). crypto solves all that by uh, u can buy it!

        • solidsnake@lemmy.ml
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          1 day ago

          So your financial advice is to sell both your crypto along with any AI stocks you have since the bubble popping for both is imminent… correct?

          !remind me 3 years

        • survirtual@lemmy.world
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          1 day ago

          Crypto solves it by providing an auditable public ledger following mathematical rules agreed upon by all parties utilizing it. It has a predictable and transparent minting process and transactions are uncensored. Transfers are predictable and rapid. You can see exactly what’s happening when you transfer. It doesn’t stamp generated ids on people, instead the people report their identity to the network.

          It doesn’t care how people acquire, so yes, people can use fake centralized money to buy real money if there are sellers willing to do that.

          There are many more benefits, but the point is, yes, it solves an enormous number of serious problems, many of which you definitely haven’t considered.

            • survirtual@lemmy.world
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              14 hours ago

              I don’t want some central authority orbiting over my finances capable of reversing something because of “error”. The ability to reverse a transaction means complete surveillance, control, and submission to an authority figure. No thanks.

              I would rather be in a society that doesn’t make such foolish errors to begin with, and takes responsibility when they make a mistake. Measure twice, cut once.

                • survirtual@lemmy.world
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                  14 hours ago

                  I never said we shouldn’t make any errors. That’s ridiculous. I said we shouldn’t make such foolish errors.

                  For example, we shouldn’t dump radioactive material into water. See? It’s a foolish error you can’t reverse. Are you getting it yet?

                  Here is another. We shouldn’t dumb radioactive smog from burning coal into the air. Can’t reverse that, either. Oops…we are already doing that? Oopsie, maybe some higher authority will come reverse it for us?

                  There are countless high-stakes operations that cannot be reversed for good reasons. I believe that money transfers is one of those things, because the alternative is batshit crazy authoritarian surveillance and control.

                  Anyway, you’re blocked, I don’t have much energy to spare for people lacking basic rational thought. I reserve that energy for feeding birds, petting dogs, water plants, and other such things. They say less, but make so much more sense than you, and have a better vibe. Enjoy your day!