• jve@lemmy.world
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          4 days ago

          a platform that let’s someone’s unique I’d change and then someone else use that same id

          Huh. Why would you think this would be either necessary or sufficient for “real fraud?”

          • Peruvian_Skies@sh.itjust.works
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            1 day ago

            Because in any other scenario, the “fraud” can be attributed to user error? I’m not the guy you’re replying to but that’s what makes sense.

            • jve@lemmy.world
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              20 hours ago

              Can it ?

              Is it user error to fall for a bait and switch?

              Is it user error if have somebody steals your identity and wrecks your credit?

              • Peruvian_Skies@sh.itjust.works
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                5 hours ago

                In the context of the platform used being responsible for the vulnerability, yes. If you fall for a bait and switch, you fell for it. Nobody else. And while identity theft doesn’t always involve duping the persom whose identity you’re stealing specifically, in the context of this conversation it’s also due to user error.