• Trainguyrom@reddthat.com
    link
    fedilink
    English
    arrow-up
    11
    ·
    4 days ago

    Yeah it’ll be bad, but realistically it’ll be like every other major economic calamity. Your accounts lose a ton of value very rapidly, but as long as the money keeps going in (or as long as you have a small enough withdrawal rate if you’re already retired) ultimately it’ll eventually bounce back and then some in the recovery, because when stocks are down that’s the time to pile more money in (buy low sell high)

    • Baguette@lemmy.blahaj.zone
      link
      fedilink
      English
      arrow-up
      12
      ·
      4 days ago

      It depends on the person’s age group, if they just hit retirement and the stock market collapses, then they’d feel the pain the most. It could mean delaying their retirement by years.

      Younger people on the other hand usually bounce back, unless of course there are other circumstances like war.