cross-posted from: https://lemmy.world/post/33704049
Wanted to add, “Fuck Cars!!”
Car payments for decades of one’s life are not the way to go.
cross-posted from: https://lemmy.world/post/33704049
Wanted to add, “Fuck Cars!!”
Car payments for decades of one’s life are not the way to go.
If anyone’s situation improves, look into converting credit card debt into a personal loan. The interest in some cases can be a lot less.
Usual disclaimers. Everyone’s circumstances are different, and not financial advice.
I just keep balance transferring it to new cards with promo 0% APR for some months
the balance transfer fees are significantly lower than card interest for sure (not sure about personal loan interest, I’ll have to check my bank)
every time I do this I hope that this time around is the time I finally pay it all off before a new crisis arises that I have to pay for. sigh