most likely irresponsible decision: buying some expensive toys like new cars, new flagship phones, shopping eating out everyday, it adds up, getting yourself scammed. i know people who are in this income range and they do this, despite telling them the SO is spending shit ton on eating out and shopping, but one of them is a pushover, so it falls on deaf ears. if your eating out everyday it adds up, like 70-100$(restaurants)/day+gas+ shopping , not to mention yearly taxes/ monthlyutility bills. you can afford to do this if you earn like twice that much, or a million/year. but not at the low 100k/yr income.
i highly suspect its mostly eating out everyday, which can amount in the 10s of thousands per YEAR of just take out food, and restuarants. 30-40k/year on average if people are eating out.
most likely irresponsible decision: buying some expensive toys like new cars, new flagship phones, shopping eating out everyday, it adds up, getting yourself scammed. i know people who are in this income range and they do this, despite telling them the SO is spending shit ton on eating out and shopping, but one of them is a pushover, so it falls on deaf ears. if your eating out everyday it adds up, like 70-100$(restaurants)/day+gas+ shopping , not to mention yearly taxes/ monthlyutility bills. you can afford to do this if you earn like twice that much, or a million/year. but not at the low 100k/yr income.
i highly suspect its mostly eating out everyday, which can amount in the 10s of thousands per YEAR of just take out food, and restuarants. 30-40k/year on average if people are eating out.