• Brkdncr@lemmy.world
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    4 days ago

    That’s not where it ends though. They can send you to collections.

    Happened to me from Verizon after I returned their modem and they said I didn’t.

    Many different collectors called and wouldn’t the same track# and photos to show it was returned. It eventually went on my credit, which took a slight hit for all of 2 months.

    • ℍ𝕂-𝟞𝟝@sopuli.xyz
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      3 days ago

      This is why it’s great to belong to the 90% of the world without credit scores. Something similar happened to me, I just sent the company an email that told them that they bought bad credit after a washing machine manufacturer charged me for an in-warranty repair that they didn’t even perform.

      Haven’t heard from them since.

        • ℍ𝕂-𝟞𝟝@sopuli.xyz
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          1 day ago

          Feel free, it has to be settled in a consumer protection arbitration court, who will by default side with me.

          There is basically a “forced arbitration” law in effect, but not toward people who sue the company, but toward the company that would sue people.