• V0ldek@awful.systems
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    3 days ago

    Retail customers prefer payment processors for the ability to partially or totally reverse fraudulent transactions, though

    Wait, but again, isn’t this the main thing that banks provide? Like I can call my bank and tell them listen, this transaction was fraudulent, and that’s it, it’s gone. They sometimes even call me first to double-check that a large-sum wire was actually authorised by me.