Not OP, but I could pay off a good part of the crippling debt I have that’s keeping me from saving 2x as much as I spend on paying it off. I have nothing at the moment and am barely surviving paycheck to paycheck and it’s just hard… having some freedom now that I’m finally organized would he nice again. Working all the time and not having a dime to do anything all the time is a sad and stressful life.
At this time I won’t be out of this until the end of 2026.
For your particular case, it wouldn’t actually change your life tomorrow/next week, but would draw forward the day (by $8k) you’d have a changed life, right? I’m sorry for your situation. I truly hope it gets better for you. I was paycheck-to-paycheck for many years and know what thats like. I can tell you from the other side that all of your hard work right now is worth it. Post paycheck-to-paycheck is such a relief. Depending on how things go after that, it can get even better. I want that for you.
Not OP but I can think of a million ways $8k could be life changing. I could pay down loans/cards/medical debt, fill the fridge and pantry, maybe spend one or two solid months not waking up in a cold sweat because my family is one misfortune away from being homeless. Even without those things I could invest it in my wife’s garden and so we don’t have to worry about food, I could invest into my homelab and get rid of some subscriptions and even make some money if I wanted to. On that note you could buy a couple of vending machines and start brining in some passive income. It is hard to imagine once you’ve put the struggle behind you but even $800 would be a massive relief to most Americans.
give each of my 2 favorite niephews a $3000 investment for when they graduate high school (tbh, probably more for the older niephew because he’s 10 years closer to graduating, so has less time to accrue interest), and
give the rest to the student-run food pantry at my college
I’m getting older and more out-of-touch I think, so I’m genuinely curious. If you were handed $8k right now, what would you do with it?
Not OP, but I could pay off a good part of the crippling debt I have that’s keeping me from saving 2x as much as I spend on paying it off. I have nothing at the moment and am barely surviving paycheck to paycheck and it’s just hard… having some freedom now that I’m finally organized would he nice again. Working all the time and not having a dime to do anything all the time is a sad and stressful life.
At this time I won’t be out of this until the end of 2026.
For your particular case, it wouldn’t actually change your life tomorrow/next week, but would draw forward the day (by $8k) you’d have a changed life, right? I’m sorry for your situation. I truly hope it gets better for you. I was paycheck-to-paycheck for many years and know what thats like. I can tell you from the other side that all of your hard work right now is worth it. Post paycheck-to-paycheck is such a relief. Depending on how things go after that, it can get even better. I want that for you.
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Not OP but I can think of a million ways $8k could be life changing. I could pay down loans/cards/medical debt, fill the fridge and pantry, maybe spend one or two solid months not waking up in a cold sweat because my family is one misfortune away from being homeless. Even without those things I could invest it in my wife’s garden and so we don’t have to worry about food, I could invest into my homelab and get rid of some subscriptions and even make some money if I wanted to. On that note you could buy a couple of vending machines and start brining in some passive income. It is hard to imagine once you’ve put the struggle behind you but even $800 would be a massive relief to most Americans.
I’d
Tbh, I’m financially doing ok.