• stoy@lemmy.zip
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    19 hours ago
    Paying back quickly reduces the amount they can earn, lowering your credit score.
    

    Straight-up lie.

    No, it doesn’t fit the definition of a lie, I didn’t know any better, so it was ignorance, not a lie, it would be nice if you could edit and correct this line.


    The way I understand it, to raise your credit score you need to slowly pay back your loans, so you pay back maximum interest.
    

    You don’t understand it.

    I wholeheartedly agree with you there.


    Overall you do seem to know the subject better than me, so I will mostly defere to your judgement (apart from the thing about me lying).